Why does my start up business need insurance?

Being your own boss is as gratifying as it is challenging, However if anything goes wrong, the buck stops with you.

By talking to Burke Insurances, you get a broker who understands start up business insurance needs. The start-up Business insurance team will make sure you have the right protection in place. Some of the covers you might need are below

Public liability insurance

Claims can come out of anywhere. Imagine you are visiting a client and you scratch or spill something on furnishings during a visit, or someone trips over tools or equipment you’ve left lying about – you could be faced with a costly compensation claim. Get a quote here

Professional indemnity insurance

Anyone that provides professional services for a fee as part of their business activities should consider professional indemnity insurance. Professional indemnity insurance used to be taken out by the established professions, such as lawyers, accountants, insurance brokers but the increase in consultancy services has seen an increase in the number and variety of professionals acting on a consultancy or advisory basis and has resulted in an increase in the need for professional indemnity insurance. Get a quote here

Employers’ liability insurance

Your new venture has really taken off, and it looks like you’ll need to take on employees. That may include full and part time staff, freelancers or volunteers – so you’ll need to have at least £5 million employers’ liability cover. And it’s a legal requirement. Get a quote here.