Combined Liability
Over our Fifty years in business we have insured all typed of businesses – One man band tiler to firms working on large civil project to large manufacturing organizations. A cover that would be common to all would be the need for what’s called a combined liability insurance policy.
A typical Combined Liability Insurance policy that we arrange could cover all the main liabilities you encounter in your business – Liability cover for Employees of your organization, liability to members of the public for accidents caused by you and liability cover for injury to public caused by products you sell or supply.
Contact our team today and ask us to quote on your liability covers – 091-563518
If you’re in the construction sector and want a quote – Complete the form below to obtain your quote.
Employers’ Liability
The idea of an Employers Liability Insurance cover is to protect you for claims made by employees who are injured or suffered illness or disease whilst working for you in connection with your business. You could get an injury/ employee related injury claim long after a person has ceased to be an employee (e.g. industrial disease like lung related, hearing related etc.)
Typical limits in the Irish market for this cover would be €13,000,000 – the idea of the policy is to pay defence costs and awards.
Call our team today and ask us to quote on your liability covers – 091-563518
If you’re in the construction sector and want a quote – Complete the form below to obtain your quote.
Public Liability
Public Liability Insurance covers your legal liability to pay damages to third parties for death, bodily injury or damage to their property which occurs as a result of your business activities.
Public Liability cover would be intended to cover the likes of claims made on you by members of the public, clients or customers visiting your premises being injured ( or alleging injury ) , or even if you visit their premises and caused injury or damage to their property. Typically limits in the Irish market start from €2,600,000 and range from this to €6,500,000 and upward.
Call our team today and ask us to quote on your liability covers – 091-563518
If you’re in the construction sector and want a quote – Complete the form below to obtain your quote.
Product Liability
If you design, manufacture, repairs or sell products then you should consider having Product Liability Insurance. The idea of Products liability cover is to protect you for claims made on you by members of the public who suffer personal injury or damage to their property as a result of the product you have sold, repaired, manufactured, designed, installed or possibly imported into the EU and sold/ supplied onwards. In some cases even you may be held liable for inadequate instruction or directions of your products
Products Liability can be freely available in the case of non-hazardous goods but can be expensive and complex when goods are potentially hazardous – that’s when you need expertise like ours working with you to get the best covers and premiums.
Products liability covers will generally be bought in conjunction with your public liability but you should note that a Public liability quote will not necessarily include Products Liability.
The area of liability insurance is complex and there are lots of pitfalls. Issues like liability from wrongful advice or failures of product to perform their intended functions are typical examples of areas that exclusions might apply – Its all the more reason you need our expertise.
Call our team today and ask us to quote on your liability covers – 091-563518
If you’re in the construction sector and want a quote – Complete the form below to obtain your quote.
- Block Laying Contractor
- Block Laying and Plastering Contractor
- Building and Block Layer Contractor
- Building and Carpentry Contractor
- Building and Insulation Contractor
- Building and Plant Hire Contractor
- Building and Plastering Contractor
- Building Contractor and BER Assessors
- Building Contractor and PSCS
- Building Contractors
- Carpentry Contractor
- Civil Engineering Contractor
- Dry Lining and Insulation Contractor
- Dry Lining Contractor
- Electrical Contractor
- Facia, Soffit and Guttering
- Flooring Contractors
- Glazing Contractors
- Groundworks Contractor
- Insulation Contractors
- Landscaping Contractors
- Painting and Decorating Contractors
- Plant Hire and Groundworks Contractor
- Plant Hire Contractors
- Plastering and Drylining Contractor
- Plastering and Insulation Contractor
- Plastering Contractors
- Plumbing and Heating Contractor
- Shop Fitting Contractors
If your occupation is not listed please contact our team in the office today….we still could be able to quote you….call us on 091-563518
