Drama Teachers – Beware!! Save being sued!
Post Series: Blog - Public Liability
- 1.Public Liability – Post Series
- 2.What factors affect your public liability premiums?
- 3.Liability Insurance Claim – Do’s and Don’ts
- 4.Business Consultants – Beware!!
- 5.Bakeries – Beware!!
- 6.Photographers – Beware!! Save being sued!
- 7.Motor Insurance Reforms – Liability Insurance Reforms
- 8.Rugby 6 Nations – Insurance for big events!!
- 9.Dance Teachers – Beware!! Save being sued!
- 10.Drama Teachers – Beware!! Save being sued!
- 11.Music Teachers – Beware!! Save being sued!
- 12.Public Liability Insurance for Engineers
- 13.What is Public Liability Insurance?
- 14.What is Public Liability Insurance?
Are you a drama teacher? Have you carried out a risk assessment on your business activities to ensure you are doing everything you can to prevent a potential accident from occurring?
Accidents can cost you money — lots of it if you are sued.
Because we are in the business of risk and providing public and employers liability cover we see that in many cases the cause of accident is similar.
Below are 8 of the hazards, which you could potentially lead to an accident and you could be sued for.
- Electricity: Exposure to electrical equipment or faulty electrical equipment can cause burns electrocution and other serious injuries to you, your staff or your customers.
- Slips, trips and falls: Due to spills and poor lighting, insufficient and improper storage of equipment which may cause injuries to you, your staff and you customers.
- Noise: Being exposed to noise can cause damage to your hearing, your staff and customers hearing.
- Sound system: Similarly long periods of exposure to noise from a sound system can cause temporary hearing loss or permanent hearing damage for you, your staff or your customers.
- Use of third party venue: Using unfamiliar premises can result in slips, trips, falls and other serious injuries to you, your staff or your customers.
- Standing for long periods: If you have to stand for long periods of time, it may result in muscle fatigue, this can lead to back, neck or shoulder pain for you, your staff or your customers.
- Fire: If your drama studio goes on fire, there is a risk of smoke inhalation, burns or other serious injuries, to you, your staff or your customers apart from losing your business.
- Work at height: If you work at height there is a risk that you, your staff or your customers may fall or objects may fall from height, resulting in serious injuries to you, your staff or your customers.
You can purchase public liability cover online at https://www.publicliability.ie/