Music Teachers – Beware!! Save being sued!

Are you a music teacher? Have you carried out a risk assessment on your business activities to ensure you are doing everything you can to prevent a potential accident from occurring?

Accidents can cost you money — lots of it if you are sued.

Because we are in the business of risk and providing public and employers liability cover we see that in many cases the cause of accident is similar.

Below are 8 of the hazards, which you could potentially lead to an accident and you could be sued for.

1. Sound system: Long periods of exposure to noise from a sound system can cause temporary hearing loss or permanent hearing damage for you, your staff or your customers.
2. General equipment: Improper use of equipment or defective equipment can result in serious injury to you, your staff or your customers.
3. Sitting for long periods: Sitting in one position for long periods of time may cause muscle fatigue and result in neck, shoulder or back pain for you or your staff.
4. Visiting customer premises: May result in slips, trips or falls if you are unfamiliar with the building. .
5. Electricity: Exposure to electrical equipment or faulty electrical equipment can cause burns electrocution and other serious injuries to you, your staff or your customers.
6. Manual Handling: Do you, your staff, or your customers have to carry heavy, awkward loads? Have they received the correct manual handling training to ensure that carrying these loads won’t result in injury? Carrying heavy loads, pushing or pulling the load can result in serious injury to you, your staff or your customers.
7. Slip and trip hazards at your premises – trailing wires/ faulty chairs or equipment / untidy or slippery floors
8. Fire: – make sure you don’t take short cuts on your equipment being in sound condition and you don’t overload fuse boards – A Smoke detector might set you back €5 but it could save a life or your business

You can purchase Public Liability cover online from https://www.publicliability.ie/