Photographers – Beware!! Save being sued!

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2.What factors affect your public liability premiums?
3.Liability Insurance Claim – Do’s and Don’ts
4.Business Consultants – Beware!!
5.Bakeries – Beware!!
6.Photographers – Beware!! Save being sued!
7.Motor Insurance Reforms – Liability Insurance Reforms
8.Rugby 6 Nations – Insurance for big events!!
9.Dance Teachers – Beware!! Save being sued!
10.Drama Teachers – Beware!! Save being sued!
11.Music Teachers – Beware!! Save being sued!
12.Public Liability Insurance for Engineers
13.What is Public Liability Insurance?
14.What is Public Liability Insurance?

Are you a photographer? Have you carried out a risk assessment on your business activities to ensure you are doing everything you can to prevent a potential accident from occurring?

Do you have public liability insurance to cover you in case someone does sue you?

Below are 8 of the hazards, which often lead to claims – Thinking about them and acting to minimize risk or even cut it out may well save you being sued .

Work at height: If you are taking pictures from a height, there is a risk of falling objects from above or there is a risk of you falling causing serious injury to you, your staff or your customers.
Broken glass/ crockery: If you are working at weddings or functions for example there may be broken glass, this can cause serious injury to you or your staff.
Infrared light: Being exposed to infrared light can cause burns, it can damage the skin and eyes and can cause other serious injuries to you, your staff or your customers.
Lighting equipment: Lighting equipment can get hot, this can result in burns and if lighting equipment falls it can cause burns and other serious injuries to you, your staff or your customers.
Processing and printing equipment: Using processing or printing equipment, for photo or film can cause dermatitis, burns or skin irritations from chemicals used in the process and cuts, entanglements and lacerations can cause serious injuries to you or your staff.
Ultra Violet (UV) light: Being exposed to UV light can cause burns, skin damage and can damage eyes, and other serious injuries to you or your staff.
Standing for long periods: If you have to stand for long periods of time, it may result in muscle fatigue, this can lead to back, neck or shoulder pain for you, your staff or your customers.
Props: If you are using unsuitable or damaged props you may cause burns, cuts or other serious injuries to you, your staff or your customers.

You can purchase public liability cover online at https://www.publicliability.ie/